Moderator Jill Richmond begins this discussion around stablecoins and CBDCs by laying a foundation for CBDCs and their accelerated growth over the past years. The panel is framed around the question “How can moderators, policy makers, issuers, futurists, technologists address risk and continue to support innovation, security, and financial inclusion?”. There has been some hesitation towards this technology due to a disconnect between the public and policy makers regarding the perception of stablecoins. However it is important to focus on the positives and opportunities that this technology provides and stay pragmatic about the risks. Overall, all panelists agree that stablecoins are here to stay and grow for the foreseeable future.